How Life Insurance Works in Divorce Settlements

February 12, 2020

Of the two main types of life insurance, permanent and term, only permanent is usually a significant part of a divorce settlement. Permanent life insurance — whether whole life or universal... Read more »

Ways to Make Saving Easier for Your Employees

February 3, 2020

Employees know they should save for retirement, but it’s not always easy. Many worry they don’t have enough money to put into retirement savings because they’re having difficulties... Read more »

Key Elements of a Good Health Benefit Plan for Small Companies

January 31, 2020

The cost of providing health insurance for employees and their families is expected to be five percent higher this year than in 2019. The National Business Group on Health estimates that the... Read more »

Basic Steps to Avoid Discrimination in the Workplace

January 27, 2020

Workplace discrimination takes many forms, but sound policies and procedures can reduce the occurrences. The U.S. Equal Employment Opportunity Commission (EEOC) reported that in 2018 it resolved... Read more »

Rules and Exceptions When Providing Benefits to Same Sex Couples

January 13, 2020

Employers who offer benefits to spouses must also offer them to same-sex couples though there are exceptions. The U.S. Supreme Court ruled in 2015 that the rights of same-sex couples are protected... Read more »

New Hardship Distribution Rules for Retirement Plans

January 8, 2020

The Internal Revenue Service (IRS) has made it easier for employees to make withdrawals from their retirement plans during the time of hardship. The IRS also made it easier for employees to rebuild... Read more »

Dental Insurance Promotes Overall Health

January 2, 2020

Providing employees the opportunity to purchase dental insurance is not enough. Employee education is an important element when you offer voluntary benefits. A 2019 survey by the National... Read more »

Q4 Quarterly Compliance Recap 2019

December 27, 2019

Over the past quarter, we’ve seen many important employee benefit compliance updates hit the news. To keep you up to date on the latest legislative updates, here is your quarterly compliance... Read more »

Are Your Workplace Policies Up to Date about Vaping?

December 16, 2019

The popularity of vaping is sending some employers scrambling to craft workplace policies governing the use of electronic cigarettes. Vaping is when users puff electronic cigarettes — also... Read more »

When is Indemnity Health Insurance an Acceptable Alternative to a Fully-Insured Plan?

December 6, 2019

Here’s a look at the advantages and disadvantages. Many employers offer employees access to indemnity health insurance as a way to fill gaps in their health coverage. Now, as heath care plan... Read more »