In addition to including owners and officers as insureds under your policy, another important type of workers’ compensation coverage that you may tend to overlook is Employers Liability. ... Read more »
To better understand course of employment rules it’s useful to look at the exceptions.
When someone is injured on the job, the connection — or nexus — between the job and the... Read more »
Some businesses decide owners and officers workers’ compensation coverage is unnecessary, but the potential savings need to be weighed against the risk of not having it.
Although employers... Read more »
Business owners now have a way to help their employees get individual health care coverage.
The U.S. Departments of Health and Human Services; Labor; and Treasury released a new rule in June that... Read more »
Bad things happen: that’s why people buy auto and homeowners insurance policies. But America’s love affair with lawsuits means your coverage could fall short. That’s where umbrella... Read more »
The key is advance planning.
1 Make sure your employee classifications are correct. There are 500 to 600 job classifications to choose from, and getting the best fit possible can mean... Read more »
Most people would rather go to the dentist than try to read an insurance policy. Like most things that seem intimidating at first, though, when you break it down, it makes a lot more sense.
There... Read more »
Already responsible for an estimated $1.5 to $3 billion of property damage in the Caribbean, once Category 5 hurricane, now post-tropical cyclone Dorian has caused damage spanning from the Bahamas,... Read more »
These 10 steps will help safeguard you from threats posed by a potential cyber attack. Want more tips and tricks? Simply reach out to info@aleragroup.com to get connected with a cyber... Read more »
Although 33 states and the District of Columbia passed laws legalizing marijuana in some form, don’t assume your group health insurance covers the use of medical marijuana (cannabis) or CBD... Read more »